A Barnoldswick church is already warning people not to fall into a debt trap as Christmas looms.
The Majestic Church wants people to start saving for the festive season.
We want to give people the know-how to do it differentlySuzanne Hawthorn
And the church will be hosting free money management sessions for anyone who wants to gain control of their finances.
“Our campaign is called Christmas Without Credit because we know a lot of people take out loans or rely on credit cards to afford presents and food,” said Suzanne Hawthorn, who runs the CAP Money Course.
“We want to give people the know-how to do it differently.
“Thanks to training from debt charity Christians Against Poverty, we run sessions to help people to budget and plan ahead, even if they have a small income.
“It takes all the guess work out of your finances and will give you not just a happy Christmas, it will take away the New Year stress too.”
Christians Against Poverty is the largest supplier of face-to-face adult money education courses in the UK with hundreds of sessions expected in the months before Christmas.
The course is ideal for people of all age groups and requires no special skills except a desire to positively manage the household’s finances.
Some estimates suggest British households spend as much as £800 on Christmas yet around half of purchases are made on credit, putting them at risk should their circumstances change in the New Year.
The next CAP Money Course begins at the Majestic Church on October 1st.
To find out more call Suzanne on 07903 071724.